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Lender Tables
The lenders whose rates and other terms appear on this chart are ICBs advertising partners they provide their rate information to our data partner RateUpdatecom Unless adjusted by the consumer advertisers are sorted by APR lowest to highest For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart Advertising partners may not pay to improve the frequency priority or prominence of their display The interest rates annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums The actual payment obligation will be greater if taxes and insurance are included Although our data partner RateUpdatecom collects the information from the financial institutions themselves the accuracy of the data cannot be guaranteed Rates may change without notice and can change intraday Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders Please verify the rates and offers before applying for a loan with the financial institution themselves No rate is binding until locked by a lender
According to federal regulations, a lender must provide a Loan Estimate that outlines estimated mortgage terms including interest rate, closing costs and loan features within three business days of the borrower submitting an application to the lender. The Loan Estimate is a standard document that is the same across all lenders, enabling you to compare multiple mortgage proposals more easily. For the example document below, we show a $380,000 fixed rate mortgage with an interest rate of 4.250% and total lender fees of $1,070.
When reviewing a Loan Estimate, the key items to focus on are Interest Rate (top of page 1), Closing Costs (bottom of page 1 with a detailed breakdown on page 2); and, Annual Percentage Rate (APR) (top of page 3). You should submit mortgage applications to or request Loan Estimates from multiple lenders so that you can compare loan terms to find the mortgage that is right for you. In short, this document enables you to understand all the important information about your mortgage. Lenders cannot charge you for submitting a mortgage application or for providing an Loan Estimate. Please note that this is an example Loan Estimate document that should be used for informational purposes only.
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Read through our lender table disclaimer for more information on rates and product details.