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Lender Tables
The lenders whose rates and other terms appear on this chart are ICBs advertising partners they provide their rate information to our data partner RateUpdatecom Unless adjusted by the consumer advertisers are sorted by APR lowest to highest For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart Advertising partners may not pay to improve the frequency priority or prominence of their display The interest rates annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums The actual payment obligation will be greater if taxes and insurance are included Although our data partner RateUpdatecom collects the information from the financial institutions themselves the accuracy of the data cannot be guaranteed Rates may change without notice and can change intraday Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders Please verify the rates and offers before applying for a loan with the financial institution themselves No rate is binding until locked by a lender
Please note that the Good Faith Estimate was replaced by the Loan Estimate effective October 3rd, 2015 and is no longer used in the mortgage process. We provide the Good Faith Estimate example below for your reference.
According to federal law, a lender must provide a Good Faith Estimate of the key terms of a mortgage including interest rate and closing costs, at the time the borrower submits a loan application. The Good Faith Estimate is a standard document that is the same across all lenders, enabling the borrower to compare mortgage proposals from various lenders. For the example document below, we show a $380,000 fixed rate mortgage with an interest rate of 4.250% and the borrower pays total lender fees of $1,070.
When reviewing a Good Faith Estimate, the key items to focus on are "Your Adjusted Origination Charges" which are the fees charged by the lender and "Your Charges for All Other Settlement Services" which are the costs charged by non-lender third parties such as the appraiser, title company, escrow company and attorneys (if applicable). Both of these items are found on the bottom of page one and a breakdown of these items is found on page two. The table at the bottom of page three allows you to compare mortgages from multiple lenders, which we highly recommend. Please note that this is an example Good Faith Estimate document that should be used for informational purposes only.
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Read through our lender table disclaimer for more information on rates and product details.