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Lender Tables
The lenders whose rates and other terms appear on this chart are ICBs advertising partners they provide their rate information to our data partner RateUpdatecom Unless adjusted by the consumer advertisers are sorted by APR lowest to highest For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart Advertising partners may not pay to improve the frequency priority or prominence of their display The interest rates annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums The actual payment obligation will be greater if taxes and insurance are included Although our data partner RateUpdatecom collects the information from the financial institutions themselves the accuracy of the data cannot be guaranteed Rates may change without notice and can change intraday Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders Please verify the rates and offers before applying for a loan with the financial institution themselves No rate is binding until locked by a lender
The First Payment Letter is provided by your lender when you close your mortgage and notes the amount of your monthly mortgage payment, when the payment is due and where to send the payment. The letter also outlines if you are required to pay homeowners insurance, property tax and mortgage insurance into an escrow or impound account along with your monthly loan payment. If you are not required to pay impounds, then these items should be left blank on the First Payment Letter.
It is important to review the First Payment Letter when your sign your loan documents so that you know when your payment is due and how much you owe. The last thing you want is to be late with your first mortgage payment or remit the wrong amount. Even if you plan to have your monthly payment automatically deducted using direct deposit, be sure to read this document to verify that your payment amount and information are accurate. Please note that this is an example First Payment Letter document that should be used for informational purposes only.
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Read through our lender table disclaimer for more information on rates and product details.