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Jonesboro

Compare Current Jonesboro, Arkansas Mortgage Rates

Compare Jonesboro, AR mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Jonesboro.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Jonesboro. Plus, shopping lenders is free and there is no obligation.

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Jonesboro, AR Mortgage Rates as of January 9, 2025
  • Lender
  • APR
  • Loan Type
  • Rate
  • Payment
  • Fees & Points
  • Contact
PenFed Credit Union
5.554%
15 Yr Fixed
5.250%45 day rate lock
$3,216/m
$8,0001.000 Pts: $4,000 Fees: $4,000
APR
5.554%
Rate
5.250%45 day rate lock
Payment
$3,216/m
Fees & Points
$8,0001.000 Pts: $4,000 Fees: $4,000
NMLS ID: 401822
West Capital Lending
5.700%
15 Yr Fixed
5.500%30 day rate lock
$3,269/m
$5,2140.866 Pts: $3,464 Fees: $1,750
APR
5.700%
Rate
5.500%30 day rate lock
Payment
$3,269/m
Fees & Points
$5,2140.866 Pts: $3,464 Fees: $1,750
NMLS ID: 1566096
Green Lending, LLC
5.787%
15 Yr Fixed
5.625%30 day rate lock
$3,295/m
$4,4300.855 Pts: $3,420 Fees: $1,010
APR
5.787%
Rate
5.625%30 day rate lock
Payment
$3,295/m
Fees & Points
$4,4300.855 Pts: $3,420 Fees: $1,010
NMLS ID: 2598612   LICENSE: Yes
Beeline Loans, Inc.
5.881%
15 Yr Fixed
5.750%30 day rate lock
$3,322/m
$3,3870.597 Pts: $2,388 Fees: $999
APR
5.881%
Rate
5.750%30 day rate lock
Payment
$3,322/m
Fees & Points
$3,3870.597 Pts: $2,388 Fees: $999
NMLS ID: 1799947
Mutual of Omaha Mortgage, Inc.
5.922%
15 Yr Fixed
5.750%30 day rate lock
$3,322/m
$4,4520.938 Pts: $3,752 Fees: $700
APR
5.922%
Rate
5.750%30 day rate lock
Payment
$3,322/m
Fees & Points
$4,4520.938 Pts: $3,752 Fees: $700
NMLS ID: 1025894
Rocket Mortgage
6.368%
15 Yr Fixed
6.250%30 day rate lock
$3,430/m
$3,0000.750 Pts: $3,000 Fees: $0
APR
6.368%
Rate
6.250%30 day rate lock
Payment
$3,430/m
Fees & Points
$3,0000.750 Pts: $3,000 Fees: $0
NMLS ID: 3030
PADDIO
6.692%
30 Yr Fixed
6.625%30 day rate lock
$2,562/m
$2,7520.688 Pts: $2,752 Fees: $0
APR
6.692%
Rate
6.625%30 day rate lock
Payment
$2,562/m
Fees & Points
$2,7520.688 Pts: $2,752 Fees: $0
NMLS ID: 1907
West Capital Lending
6.846%
30 Yr Fixed
6.750%30 day rate lock
$2,595/m
$3,9380.547 Pts: $2,188 Fees: $1,750
APR
6.846%
Rate
6.750%30 day rate lock
Payment
$2,595/m
Fees & Points
$3,9380.547 Pts: $2,188 Fees: $1,750
NMLS ID: 1566096
Green Lending, LLC
6.854%
5 Yr ARM
6.750%30 day rate lock
$2,595/m
$4,5020.873 Pts: $3,492 Fees: $1,010
APR
6.854%
Rate
6.750%30 day rate lock
Payment
$2,595/m
Fees & Points
$4,5020.873 Pts: $3,492 Fees: $1,010
NMLS ID: 2598612   LICENSE: Yes
Green Lending, LLC
6.955%
30 Yr Fixed
6.875%30 day rate lock
$2,628/m
$3,4860.619 Pts: $2,476 Fees: $1,010
APR
6.955%
Rate
6.875%30 day rate lock
Payment
$2,628/m
Fees & Points
$3,4860.619 Pts: $2,476 Fees: $1,010
NMLS ID: 2598612   LICENSE: Yes
Beeline Loans, Inc.
6.957%
30 Yr Fixed
6.875%30 day rate lock
$2,628/m
$3,3310.583 Pts: $2,332 Fees: $999
APR
6.957%
Rate
6.875%30 day rate lock
Payment
$2,628/m
Fees & Points
$3,3310.583 Pts: $2,332 Fees: $999
NMLS ID: 1799947
Mutual of Omaha Mortgage, Inc.
6.963%
30 Yr Fixed
6.875%30 day rate lock
$2,628/m
$3,6080.727 Pts: $2,908 Fees: $700
APR
6.963%
Rate
6.875%30 day rate lock
Payment
$2,628/m
Fees & Points
$3,6080.727 Pts: $2,908 Fees: $700
NMLS ID: 1025894
Rocket Mortgage
7.325%
30 Yr Fixed
7.250%30 day rate lock
$2,729/m
$3,0000.750 Pts: $3,000 Fees: $0
APR
7.325%
Rate
7.250%30 day rate lock
Payment
$2,729/m
Fees & Points
$3,0000.750 Pts: $3,000 Fees: $0
NMLS ID: 3030
PenFed Credit Union
8.589%
5 Yr ARM
8.375%45 day rate lock
$3,041/m
$8,0001.000 Pts: $4,000 Fees: $4,000
APR
8.589%
Rate
8.375%45 day rate lock
Payment
$3,041/m
Fees & Points
$8,0001.000 Pts: $4,000 Fees: $4,000
NMLS ID: 401822
Top Flite Financial
  • We Approve Credit Scores Down to 500
  • Self Employed Bank Statement Loans
  • Investor Loans - DSCR - Cash Out
  • Reverse Mortgage Specialists
  • We Approve Credit Scores Down to 500
  • Self Employed Bank Statement Loans
  • Investor Loans - DSCR - Cash Out
  • Reverse Mortgage Specialists
NMLS ID: 4181
Veterans United Home Loans
  • Use your VA Loan benefits to get cash from your home equity
  • Get a personalized quote fast with instant uploads and 24/7 access
  • Over 300,000 verified 5-star reviews
  • Use your VA Loan benefits to get cash from your home equity
  • Get a personalized quote fast with instant uploads and 24/7 access
  • Over 300,000 verified 5-star reviews
NMLS ID: 1907
Neighbors Bank
  • Minimum 620 credit score needed to prequalify
  • 0% down USDA loan for rural homebuyers
  • 97% of borrowers would recommend to friends or family
  • Minimum 620 credit score needed to prequalify
  • 0% down USDA loan for rural homebuyers
  • 97% of borrowers would recommend to friends or family
NMLS ID: 491986
Beeline Loans, Inc.
  • Apply in less than 10 minutes.
  • Fast, stress-free closing in as little as 14 days
  • More loan types so you’re more likely to qualify
  • "The smoothest refi experience I’ve ever had" - TR, Houston
  • Apply in less than 10 minutes.
  • Fast, stress-free closing in as little as 14 days
  • More loan types so you’re more likely to qualify
  • "The smoothest refi experience I’ve ever had" - TR, Houston
NMLS ID: 1799947

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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Read through our lender table disclaimer for more information on rates and product details.

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Compare Today's Jonesboro, AR Mortgage Rates

January 9, 2025

Current mortgage rates in Jonesboro, AR are 6.875% for a 30 year fixed rate loan, 5.688% for a 15 year fixed loan and 7.563% for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Today's
Jonesboro, AR Rates
National
Average
Comparison
30 Year Fixed Rate
6.875%
6.670%
15 Year Fixed Rate
5.688%
5.960%
5/1 Adjustable Rate Mortgage
7.563%
6.250%

How Affordable is Housing in Jonesboro, Arkansas?

Below we provide helpful information on the real estate market, home prices and housing affordability in Jonesboro. Understand how much you need to earn to afford a home in Jonesboro, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Jonesboro fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Jonesboro is right for you.

The median home value for Jonesboro, AR (Craighead County) is $196,027

Based on current mortgage rates and a 10% down payment, you need to make $40,894 per year to buy the median priced home in Jonesboro

With this income, you could qualify for a $176,424 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Jonesboro is $947

The median household income for Jonesboro, AR (Craighead County) is $50,919

Based on this income, you can afford a home valued at approximately $244,078

The home price you can afford to buy based on household income in Jonesboro is 125% of the median home value which means housing prices are average. Jonesboro (Craighead County) ranks 72 out of 75 counties in Arkansas and 2,431 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Jonesboro, AR is average

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Loan Limits for Jonesboro, Arkansas

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Jonesboro (Craighead County) below.

Conforming loan limits for Jonesboro, AR

1 unit: $726,200
2 units: $929,850
3 units: $1,123,900
4 units: $1,396,800

FHA loan limits for Jonesboro, AR

1 unit: $472,030
2 units: $604,400
3 units: $730,525
4 units: $907,900

VA loan limits for Jonesboro, AR

1 unit: $726,200

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