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Lender Tables
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Compare Current Moses Lake, Washington Mortgage Rates
Compare Moses Lake, WA mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Moses Lake.
We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Moses Lake. Plus, shopping lenders is free and there is no obligation.
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Moses Lake, WA Mortgage Rates as of November 29, 2024
Loan terms assume conforming mortgage amount on single family residence, 80% LTV ratio and minimum borrower credit score of 740. $150,000 minimum mortgage amount. Borrower is responsible for $1,055 lender fee. Loan terms are subject to change without notice.
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Read through our lender table disclaimer for more information on rates and product details.
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Compare Today's Moses Lake, WA Mortgage Rates
November 29, 2024
Current mortgage rates in Moses Lake, WA are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)
Mortgage Program
Today's Moses Lake, WA Rates
National Average
Comparison
30 Year Fixed Rate
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6.670%
15 Year Fixed Rate
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5.960%
5/1 Adjustable Rate Mortgage
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6.250%
How Affordable is Housing in Moses Lake, Washington?
Below we provide helpful information on the real estate market, home prices and housing affordability in Moses Lake. Understand how much you need to earn to afford a home in Moses Lake, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Moses Lake fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Moses Lake is right for you.
The median home value for Moses Lake, WA (Grant County) is $304,642
Based on current mortgage rates and a 10% down payment, you need to make $63,553 per year to buy the median priced home in Moses Lake
With this income, you could qualify for a $274,178 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Moses Lake is $1,472
The median household income for Moses Lake, WA (Grant County) is $63,135
Based on this income, you can afford a home valued at approximately $302,640
The home price you can afford to buy based on household income in Moses Lake is 99% of the median home value which means housing prices are expensive.
Moses Lake (Grant County) ranks 13 out of 39 counties in Washington and 2,814 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Moses Lake, WA is expensive
Loan Limits for Moses Lake, Washington
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Moses Lake (Grant County) below.
Conforming loan limits for Moses Lake, WA
1 unit:$726,200
2 units:$929,850
3 units:$1,123,900
4 units:$1,396,800
FHA loan limits for Moses Lake, WA
1 unit:$472,030
2 units:$604,400
3 units:$730,525
4 units:$907,900
VA loan limits for Moses Lake, WA
1 unit:$726,200
Additional Mortgage Resources for Moses Lake, WA Residents